Minted Generation
Money Score Test
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Ahead of the Game
What this means
Your child is thinking differently about money.
They are not just reacting to it, they are starting to think ahead, make intentional choices, and understand how money can work for them.
At this stage, you will likely see:
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Consistent saving and more deliberate spending
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Confidence in making money decisions
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Curiosity about how money grows and builds over time
This is where real advantage begins.
They’re not just building habits. They’re building perspective.
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What to focus on next
Now it’s about expanding their thinking.
You can:
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Talk about longer-term goals and trade-offs
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Introduce simple ideas around investing and ownership
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Encourage planning for bigger outcomes
Keep it simple. Keep it real.
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This is no longer just about managing money.
It’s about using it to create choices.
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