Minted Generation
Money Score Test

Building Basics

What this means

Your child is starting to notice how money works.

Some ideas are landing. They’re beginning to pause, think, and make more intentional choices, but it’s not consistent yet.

At this stage, you may notice:

• Saving happens sometimes, but not every time

• Occasional pause before spending

• Growing awareness, but habits are still forming

This is where things start to stick.

With a bit of consistency, these early behaviours turn into lasting habits.

What to focus on next

Keep building simple routines.

Choose one or two habits to make consistent:

• Set a clear saving rule

• Create simple boundaries around spending

• Keep money conversations part of everyday life

Consistency matters more than doing everything at once.

You’ve moved beyond awareness.

Now it’s about making it stick

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