Minted Generation
Money Score Test

On Track

What this means

Your child is starting to think differently about money.

They are noticing more, pausing more, and making more deliberate choices. Some habits are becoming consistent.

At this stage, you will likely see:

• Regular saving starting to take shape

• More thoughtful spending decisions

• Growing confidence when handling money

This is where things begin to feel natural.

With consistency, these behaviours become automatic.

What to focus on next

Build on what is already working.

You can:

• Introduce clearer goals for saving

• Encourage more independent decisions

• Start conversations about bigger, future choices

This is where habits turn into long-term thinking.

They’re not just reacting to money anymore.

They’re starting to take control of it.

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