Minted Generation
Money Score Test
Starting Out
What this means
Your child is at the beginning of understanding how money works.
Right now, money may feel something that appears and disappears, rather than something to think about.
At this stage, it’s common to see:
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Spending happen in the moment
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Saving not yet consistent
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Little awareness of how money grows over time
This is completely normal.
Every child starts here.
What matters is that this is where awareness begins
What to focus on next
Keep it simple. Keep it consistent.
Start with one small habit:
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Introduce regular pocket money
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Encourage saving a small amount each time
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Talk about money in everyday moments
These small actions are what build understanding over time.
Most families don’t know where to start. Now you do.
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